A financially secure retirement? Paying for your children's education? Financial security for your family? Management of your inheritance?

Whatever your financial goals are, I help you achieve long-term financial success and happiness with peace of mind and control through the four-step process outlined below. 

Step 1: Understanding your goals

I will listen to you to clarify and understand your goals and, importantly, why and how important they are to you. Then we prioritize and work towards your goals. 

Step 2: Making a bespoke financial plan 

Once we are clear about your goals and priorities, I will start making a bespoke financial plan. It will provide you with a clear roadmap to help you get to where you want to be. 

Step 3: Implementing the plan 

Investments, pensions, tax wrappers, and insurance can be complex and hard to understand. I aim to simplify the jargon and explain patiently and clearly what we are doing and how it works to achieve your goal. 

Step 4: Ongoing relationship and plan review

Over time, things will change. That's why it's so critical that we regularly review your financial plan to keep it up to date and ensure that it remains in line with your established, emerging, and changing goals.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.